UTR Full Form In English
UTR stands for Unique Transaction Reference, which is a 22-character code generated by banks in India to identify and track financial transactions, especially those made through NEFT, RTGS, and other electronic payment systems. Each UTR number is unique and helps both banks and customers trace the status of a transaction in case of delays or issues.
UTR Full Form In Hindi
UTR का मतलब यूनिक ट्रांजैक्शन रेफ़रेंस है। यह एक 22 अंकों का कोड होता है जिसे भारत में बैंक प्रत्येक लेनदेन के लिए जारी करते हैं। इसका उपयोग खासकर NEFT, RTGS और अन्य इलेक्ट्रॉनिक भुगतान प्रणालियों में किया जाता है। हर UTR नंबर अलग होता है और इसके जरिए बैंक और ग्राहक किसी भी लेनदेन की स्थिति को आसानी से ट्रैक कर सकते हैं
Read More: SI Full Form In English And Hindi
Frequently Asked Questions
What is the use of a UTR number?
A UTR number is used to identify and track a specific financial transaction made through NEFT, RTGS, or similar systems.
How many digits are there in a UTR number?
A UTR number consists of 22 characters, which may include both letters and numbers.
Where can I find my UTR number?
You can find the UTR number in your bank statement, mobile banking app, or the SMS/email confirmation sent by your bank after completing the transaction.
Can a UTR number be used to reverse a transaction?
No, a UTR number cannot reverse a transaction. It is only meant for tracking and reference purposes.
Is a UTR number the same for every bank?
Yes, the format is standardized across banks, but each UTR number is unique to the specific transaction.
Conclusion
UTR, or Unique Transaction Reference, plays an important role in modern banking as it ensures transparency and easy tracking of electronic payments. By using this unique code, customers and banks can quickly trace the status of transactions and resolve issues more effectively. It is an essential element in secure and efficient digital banking.
