ESI Full Form In English
It is a self-financing social security and health insurance scheme for Indian workers, providing medical care, cash benefits during sickness, maternity, disability, or employment injury, and pension in case of death due to employment-related causes. This scheme is primarily aimed at improving the social welfare and financial security of employees in the organized sector.
ESI Full Form In Hindi
ESI का पूरा नाम एम्प्लॉइज स्टेट इंश्योरेंस (Employees’ State Insurance) है। यह भारत में कर्मचारियों के लिए एक सामाजिक सुरक्षा और स्वास्थ्य बीमा योजना है। इसका मुख्य उद्देश्य कर्मचारियों को बीमारी, मातृत्व, विकलांगता या कार्यस्थल पर चोट के समय वित्तीय सहायता और चिकित्सा सुविधा प्रदान करना है। इसके तहत कर्मचारियों को नियमित आय का समर्थन, चिकित्सा देखभाल, और मृत्यु या स्थायी असमर्थता की स्थिति में पेंशन जैसी सुविधाएं मिलती हैं। यह योजना मुख्य रूप से संगठित क्षेत्र के कर्मचारियों की भलाई और वित्तीय सुरक्षा सुनिश्चित करने के लिए बनाई गई है।
Read More: SLA Full Form In English And Hindi
Frequently Asked Questions
What is ESI?
ESI stands for Employees’ State Insurance, a self-financing social security and health insurance scheme for Indian workers.
Who is eligible for ESI?
Employees earning a monthly salary of up to ₹21,000 (₹25,000 for persons with disability) in factories and establishments covered under the ESI Act are eligible.
What benefits does ESI provide?
ESI offers medical care, sickness benefits, maternity benefits, disability benefits, and pensions in case of death due to employment-related causes.
How is ESI funded?
Both the employer and employee contribute to the ESI fund. Employees contribute a small percentage of their salary, while employers contribute a higher percentage.
How can one claim ESI benefits?
Employees must register with the ESI scheme, obtain an ESI card, and submit the required documents at the nearest ESI dispensary or online portal.
Conclusion
Employees’ State Insurance (ESI) is a vital social security scheme in India that ensures financial and medical support for employees during sickness, maternity, disability, or workplace injuries. By providing comprehensive benefits, it enhances the well-being, security, and productivity of workers, contributing to a healthier and more stable workforce.
